Whole life insurance quotes

Whole life insurance helps your family prepare for the unexpected. It builds tax-deferred cash value you can use for a family's loss of income, mortgage costs, or educational needs — or to leave a legacy for the next generation. State Farm Whole Life insurance policies offer level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy in force. We offer Whole Life policies that can be paid with a single premium, premiums payable to 100, or premiums payable up to a limited number of years. Policy loans do accrue interest, and any outstanding policy loans and interest will reduce the death benefit and cash value.

Sample rates are for a 25-year-old female in excellent health in Illinois. Get a quote to see personal pricing.
Need help choosing a policy? Compare policies.

Whole Life Insurance

Lifetime protection for a lifetime of needs and opportunities.

• Level premiums to age 100.
• Tax-deferred growth of cash value.
• Death benefits generally pass on income tax-free to your beneficiaries.
• Cash values can be accessed during the insured's lifetime.
• Eligible to earn dividends; however, dividends are not guaranteed.